The following process allows the Advisor to generate a proposal for a client, rather than the client generating the proposal themselves through the Client Portal. This can be done when an advisor is in direct communication with a client.

The process can be interrupted at any point and progress will be saved. Simply click the current Investment Status on the Opportunity’s row to resume.

Beginning a New Proposal

A Proposal must be attached to an Opportunity. If you do not yet have an Opportunity created for the proposal, see Creating a New Opportunity.

To easily create a Proposal for an existing Client, open the Client on the Manage Clients > Dashboard and use the Action menu to start a new risk proposal. This will auto-create the opportunity and start the Risk Tolerance Questionnaire.

1. Navigate to Grow Practice > Dashboard.
2. Locate the Opportunity you want to create a Proposal for (Opportunities in the list are automatically sorted by newest first).
3. Click + Proposal under Investments Status for the Opportunity .
4. Select the Risk Profile Questionnaire you want to use to create the Proposal (If you have only one questionnaire available, you will be taken directly to it from step 3). The Proposal Builder will open to the selected Risk Profile Questionnaire.

Completing the Risk Profile Questionnaire

Questions

The exact questions and order will be determined by the Questionnaire you selected to start from.

By default, the questions will appear in a single-page form. You can toggle to one at a time by disabling the Show All Questions toggle in the upper right.

Progress and Results

As you enter answers, the Progress indicator in the upper right will show which questions have been answered. (All questions must be clicked to show as completed, even if the default answer is the correct one.)

The Recommended Allocation and Risk Tolerance will update automatically as the questions are answered.

Printable Form

Once all questions are complete, a PDF icon will appear by the Show All Questions slider. Click the icon to generate a printable form of the questions and responses.

Once all answers have been entered, click Next at the bottom of the page to continue to the Portfolio Builder.

If your firm has goals-based planning enabled, you may instead choose to Add Goals at this point.

Completing the Portfolio Builder

The Portfolio Builder will begin pre-filled with the recommended Model based on the responses in the Risk Profile Questionnaire. The following options to continue are available, depending on the Model, Asset Class, and Instrument settings:

• Proceed: Accept the recommended model with no changes and proceed to reviewing the Fee Calculations.
• Adjust the Total Assets: Change the total investment amount.
• Select Instruments: Select the Instrument that will be used for each Asset Class.
• Build Manually: Select the Instruments and allocations manually to build the total Portfolio.

Proceed

Simply review the allocations and click Save at the bottom to continue.

Adjust the Total Assets

Adjust the total initial investment amount in the upper-right. After clicking away from the field, the proposed amounts will update. Click Save at the bottom to continue.

Select Instruments

Most Model setups will have the Instruments pre-filled. If not, you will need to use the drop-down at the top to select Instruments, enter a starting allocation, and click + Add for each Instrument in the portfolio.

Depending on the Instrument settings, the total allocation of the Instruments in an Asset Class will need to match the set Asset Class allocation.

Click Save at the bottom to continue.

Build Manually

To enter Manual portfolio mode, disable the Edit by Asset Class toggle near the top.

You are now free to select any available Instruments from the drop-down, set an allocation, and add it to the portfolio. There are no limitations in this mode, so long as the total allocation of the Instruments equals 100%.

Click Save at the bottom to continue.

Reviewing Additional Information

On the Additional Information page, you must select an Account Type and enter a valid Email address for the client to use in document delivery.

You may also add any of the following information to be listed on the IPS:

• Additional Account Owner and Email
• Driver’s License Number, Expiration, and State
• Security Restrictions
• Cash Needs
• Additional Notes

When all the information is entered correctly, click Next to select how to proceed with the proposal.

Final Steps

Once all the information for the proposal has been entered, you can preview, print, or email the IPS or jump straight to Account Opening.

View Proposal

• View Draft: Open a draft PDF of the IPS to review. This copy will be watermarked as DRAFT.
• Print: Open the IPS for hardcopy printing.

Sign Electronically

• Sign Now: Unnecessary for most clients, your AE Support team will advise you if this is needed.
• Email: Send the Advisor and Client emails containg the IPS.

Open an Account Online

• + Account: Proceed directly to account opening without further review of the IPS.